Average Approval Rating:  

Flagship Merchant Services has a 98% approval rating of all their applicants—one of the highest approval ratings in the industry. Flagship Merchant Services does not charge an application fee.

Cost Per Month*:  

Flagship Merchant Services has one of the lowest monthly costs, depending on the amount of business you do and the number of charge backs you have. They include a $10.00 monthly payment gateway fee, $7.95 Statement fee, a $20.00 monthly minimum (lower than the industry average of $25) and a 2.14% discount rate (for card not present and 1.59% for card present) with a $0.24 transaction fee.

Startup Cost:  

In order to sign up for Flagship, all you have to do is fill out an application-processing is free. After that, simply pay your monthly fees.

Account Setup Time:  

Flagship Merchant Services has the fastest turnaround time due almost entirely to their paperless application process. They can approve your application within one day of receiving it. Some other credit card processing companies require a wait of 4 to 6 days while they communicate with their underwriter.

Customer Service:  

The customer service is excellent. All merchants are given a toll-free number they can call 24/7 for technical support or general customer support.

For sales, you can contact Flagship using several methods, including phone (866-382-9179), email or "request more info" form. When we contacted Flagship Merchant Services, we were instantly connected to a sales representative who answered all our questions. Sales representatives are available Monday-Friday 9 am to 8 pm and Saturday noon-5 EST.

Internet Based Features:  

Flagship Merchant Services offers a merchant account, a virtual terminal and a payment gateway through First Data Global Gateway. First Data Global Gateway, formerly known as Linkpoint, is on of the most trusted and respected gateways in the industry. The First Data gateway includes a virtual terminal, secure web server, reports, fraud protection and more. Flagship's relationship with First Data provides you with one of  the best, most well-rounded gateway services on the internet

P.O.S./Swiper Based:  

Flagship Merchant Services offers a choice between three different Point-of-Sale models for physical store locations. They don't offer a shopping cart with their services, but provide a link to a separate page where a shopping cart is available.

Overall, Flagship Merchant Services is an outstanding credit card processing service. With no startup fee and a low monthly cost. Flagship Merchant Services will provide you with the best overall service for all your credit card processing needs.