Average Approval Rating:  

Charge.com has a 98% approval rating and does not charge an application fee. The company promises to set up your account within two days of receiving your application.

Cost Per Month*:  

Charge.com has one of the lowest monthly costs, including a $16.95 monthly payment gateway fee, a $10.00 statement fee and a $25.00 monthly minimum. The 2.25% discount rate has a $0.25 transaction fee. Occasional fees include a $25.00 charge back fees, a $0.25 voice authorization fee and a $0.05 address verification fee.

Startup Cost:  

You can't beat Charge.com's $0 startup cost.

Account Setup Time:  

Charge.com processes your application in 2 days. This is one of the fastest turn-around times we've seen for an ISO (Independent Service Organization).

Customer Service:  

When we contacted Charge.com we were instantly connected to a sales representative who answered all of our questions. Charge.com has excellent customer service.

Internet Based Features:  

Charge.com offers a merchant account, a payment gateway through Authorize.net, a virtual terminal and a shopping cart.

P.O.S./Swiper Based:  

Charge.com offers 2 different models of Point-of-Sale terminals-a small choice compared to the number of choices offered by other credit card processing companies.

Overall, Charge.com is a good credit card processing service. They are available 24 hours a day.