Average Approval Rating:  

FreeAuthNet boasts a 99% approval rating of applicants-the highest approval rating in the industry. FreeAuthNet does not charge an application fee and promises to contact you within one business day about your application status.

Cost Per Month*:  

FreeAuthNet has low monthly costs, including a $9.95 monthly payment gateway fee, a $5.00 statement fee and an $15.00 monthly minimum. The discount rate is a low 2.09% with a $0.23 transaction fee. Occasional fees include a $25.00 charge back fee, a $1.00 voice authorization fee and a $0.05 address verification fee.

Startup Cost:  

The $0 startup cost is an attractive option for new businesses.

Account Setup Time:  

Your account can be set up in as little as six hours, but typically, it would take about a day.

Customer Service:  

When we contacted FreeAuthNet.com we were quickly connected to a sales representative who responded to all of our questions. We weren't put on hold or transferred.

Internet Based Features:  

FreeAuthNet uses Authorize.net for their payment gateway—one of the best gateways available. The Virtual Terminal is Free with the Free Setup. They include everything Authorize.net uses including a large selection of shopping carts, echecks and fraud protection. It will take 1-3 days to receive money from your sales.

P.O.S./Swiper Based:  

This service offers all the tools you need for online sales.  For brick and mortar stores they offer one of Authorize.net's credit card swipers and a selection POS hardware through their sister company www.takecardstoday.com.

FreeAuthNet.com is a good credit card service for Internet-based businesses-the least expensive, we feel, for very small businesses. With the low monthly bill and great customer service, FreeAuthNet.com is a service worth keeping.