FreeAuthNet.com Reviewer's Comments

Other Related Review Sites

In-depth, side-by-side comparisons and reviews

See a list of our 170+ review sites in software web services and electronics

FreeAuthNet.com is a good credit card processing service that includes free setup. FreeAuthNet.com charges competitive fees and offers one of the lowest discount rates around. Their monthly minimum and statement fees are below the industry average. If you don't need a point-of-sale swiper for a retail business, this could be the best option for you.

Average Approval Rating:

FreeAuthNet boasts a 99% approval rating of applicants-the highest approval rating in the industry. FreeAuthNet does not charge an application fee and promises to contact you within one business day about your application status.

Cost Per Month*:

FreeAuthNet has low monthly costs, including a $15.95 monthly payment gateway fee, a $8.95 statement fee and an $25.00 monthly minimum. The discount rate is a low 2.14% with a $0.24 transaction fee. Occasional fees include a $25.00 charge back fee, a $1.00 voice authorization fee and a $0.05 address verification fee.

Startup Cost:

The $0 startup cost is an attractive option for new businesses.

Account Setup Time:

Your account can be set up in as little as six hours, but typically, it would take about a day.

Customer Service:

When we contacted FreeAuthNet.com we were quickly connected to a sales representative who responded to all of our questions. We weren't put on hold or transferred.

Internet Based Features:

FreeAuthNet uses Authorize.net for their payment gateway—one of the best gateways available. The Virtual Terminal is Free with the Free Setup. They include everything Authorize.net uses including a large selection of shopping carts, echecks and fraud protection. It will take 1-3 days to receive money from your sales.

P.O.S./Swiper Based:

This service offers all the tools you need for online sales. For brick and mortar stores they offer one of Authorize.net's credit card swipers and a selection POS hardware through their sister company www.takecardstoday.com.

Summary:

FreeAuthNet.com is a good credit card service for Internet-based businesses-the least expensive, we feel, for very small businesses. With the low monthly bill and great customer service, FreeAuthNet.com is a service worth keeping.