Our #3 ranked and “TopTenREVIEWS Bronze Award” winning credit card processing company is goEmerchant. goEmerchant also has a complete lineup of features including multiple gateway options, fraud protection features and a high approval rating. Furthermore, goEmerchant’s merchant accounts and additional services are offered at a competitive price, and will help your business accept credit card payments quickly and securely.
goEmerchant approves 99% of all of their merchant account applicants, the highest approval rating in the industry. What's more, goEmerchant does not charge an application fee, and issues account approval within 24 hours.
goEmerchant is a great value, offering low monthly fees. The monthly gateway fee is $14.95, and the monthly minimum you have to sell to keep the account active is only $15 (for internet; $25 for retail). The statement fee is $7.95, and the average discount rate is 2.29%. The transaction fee is 25¢. Also, address verification is completely free, so you won’t be charged each time the address verification service is used.
Applying for a goEmerchant merchant account is completely free. Simply fill out the online form with some basic contact information, and goEmerchant will get in touch with you. Or you can call their toll free number (1-888-638-7867) to talk to a consultant.
goEmerchant is one of the few companies we reviewed that had a digital or paperless application process. This makes the application process faster and more efficient. The average application can be approved in as little as 24 hours.
Contacting goEmerchant is easy and made possible in several ways. You can call their toll free support phone line, or submit a help request through email. goEmerchant even offers live chat on their webpage, where you can connect with a service representative and get questions answered online. When we tested this service, we were quickly connected to a service rep who was quick and very helpful.
goEmerchant has a variety of web-based services, including the merchant account, a virtual terminal and payment gateway, online shopping cart or “buy-me” buttons. goEmerchant offers a complete lineup of online business solutions for credit card processing and is truly a one-stop solution.
goEmerchant offers nine different Point-of-Sale machines for brick-and-mortar stores. They even offer a contactless machine for customers using credit cards equipped with RFID (radio frequency identification devices).
goEmerchant is a great credit card processing service that provides additional services. With no application fee and low transaction costs, goEmerchant is a valuable service with all sorts of features. For your credit card processing needs and more, definitely have a look at what goEmerchant has to offer.

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