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The credit card processing company goEmerchant has a complete lineup of features including multiple gateway options, fraud protection features and a high approval rating. Furthermore, goEmerchant offers merchant accounts and additional services at competitive prices, and will help your business accept credit card payments quickly and securely.

Average Approval Rating:
8.8/10
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goEmerchant Merchant Accounts
10
10
10
9.8
9.8
9.8
9.4
9.4
8.8
8.8

goEmerchant approves 99% of all merchant account applicants, the highest approval rating in the credit card processing industry. goEmerchant does not charge an application fee. It issues account approval within 24 hours.

Cost Per Month*:
7.5/10
Compare
Flagship Merchant Services
Credit Card Processing .com
Merchant Warehouse
National Bankcard
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goEmerchant Merchant Accounts
10
10
10
10
9.3
9
8.8
7.5
7.5
7.5

goEmerchant is a great value, offering low monthly fees. The monthly gateway fee is $14.95, and the monthly minimum you have to sell to keep the account active is only $15 (for internet; $25 for retail). The statement fee is $7.95, and the average discount rate is 2.29%. The transaction fee is 25¢. Also, address verification is completely free, so the service won't  charge you each time you use the address verification service.

Startup Cost:
7.5/10
Compare
Flagship Merchant Services
Credit Card Processing .com
Merchant Warehouse
National Bankcard
Leaders Merchant Services
Chase Paymentech
Merchant One
E-Commerce Exchange
The Transaction Group
goEmerchant Merchant Accounts
10
10
10
9.8
9.4
9.4
7.5
8.8
8.8
7.5

Applying for a goEmerchant merchant account is completely free. Simply fill out the online form with some basic contact information, and goEmerchant will get in touch with you. Or you can call the toll free number (1-888-638-7867) to talk to a consultant.

Account Setup Time:
7.5/10
Compare
Flagship Merchant Services
Credit Card Processing .com
Merchant Warehouse
National Bankcard
Leaders Merchant Services
Chase Paymentech
Merchant One
E-Commerce Exchange
The Transaction Group
goEmerchant Merchant Accounts
10
9.8
9.8
10
9.4
10
7.5
7.5
7.5
7.5

goEmerchant is one of the few credit card processing companies we reviewed that has a digital or paperless application process.  It approves the average application in as little as 24 hours.

Customer Service:
7.5/10
Compare
Flagship Merchant Services
Credit Card Processing .com
Merchant Warehouse
National Bankcard
Leaders Merchant Services
Chase Paymentech
Merchant One
E-Commerce Exchange
The Transaction Group
goEmerchant Merchant Accounts
10
9.8
10
9.8
9.4
7.5
9.4
7.5
8.8
7.5

Contacting goEmerchant is easy and made possible in several ways. You can call the toll free support phone line, or submit a help request through email. goEmerchant even offers live online chat. When we tested this service, we were quickly connected to a service rep who was quick and very helpful.

Internet Based Features:
8.8/10
Compare
Flagship Merchant Services
Credit Card Processing .com
Merchant Warehouse
National Bankcard
Leaders Merchant Services
Chase Paymentech
Merchant One
E-Commerce Exchange
The Transaction Group
goEmerchant Merchant Accounts
10
9.8
8.8
7.5
9.4
7.5
9.4
9.4
7.5
8.8

goEmerchant has a variety of web-based services, including the merchant account, a virtual terminal and payment gateway, online shopping cart or “buy-me” buttons. goEmerchant offers a complete lineup of online business solutions for credit card processing.

P.O.S./Swiper Based:
7.5/10
Compare
Flagship Merchant Services
Credit Card Processing .com
Merchant Warehouse
National Bankcard
Leaders Merchant Services
Chase Paymentech
Merchant One
E-Commerce Exchange
The Transaction Group
goEmerchant Merchant Accounts
10
10
10
9.8
6.3
9.4
9.4
7.5
7.5
7.5

goEmerchant offers nine different point-of-sale machines for brick-and-mortar stores. It even offers a contactless machine for customers using credit cards equipped with RFID (radio frequency identification devices).

Summary:

goEmerchant is a great credit card processing service that provides additional services. With no application fee and low transaction costs, goEmerchant is a valuable service with many features. For your credit card processing needs and more, definitely have a look at goEmerchant.

 
Web Services » Internet / Ecommerce » Credit Card Processing Review » goEmerchant Merchant Accounts
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goEmerchant Merchant Accounts

Let's find the right Credit Card Processing Service for you.
Does your business currently accept credit cards?
Yes
No
How do you/will you receive the majority of your credit card orders?
Retail store (in person)
Phone or mail
Internet
Which types of cards do you want to accept?
Visa
Mastercard
American Express
Discover
Diner's Club
Debit cards
What is the value of your typical credit card transaction?
$1 - 19
$200 - 999
$20 - 49
$1,000 - 4,999
$50 - 199
$5,000+
What is your current or projected monthly credit card volume?
$1 - 999
$50,000 - 99,999
$1,000 - 9,999
$100,000 - 249,999
$10,000 - 24,999
$250,000 - 499,999
$25,000 - 49,999
$500,000+
Do you want information on credit card terminals?
Yes - on terminals with printers
Yes - on terminals without printers
No - no terminal information needed
When would you like this credit card processing service to begin?
ASAP
Within one month
1-3 months
3+ months
Do you want information on portable wireless terminals?
Yes
No
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Pros
Services make setting up an online business easy. No annual contract and costs are low.

Cons
Preconfigured web store setup isn't as flexible as the higher rated services.

The Verdict
: 7.88/10

A top credit card processing service that makes startup an easy chore.