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Credit Card Processing Review 

Accept All Forms of Payment with a Credit Card Processing Service

Telling your customer that you cannot accept their form of payment is a sale killer. With a credit card processing service, you can accept all forms of payment, from anywhere.

Rank #11#12#13#14#15#16#17#18#19#20
Excellent score   Excellent
Very good score   Very Good
Good score   Good
Fair score   Fair
Poor score   Poor
Free AuthNet Merchant Credit Card E-Commerce Exchange Total Merchant Services AmeriMerchant Internet Media Solutions Paynet Systems Itransact Inc. Credit Card Commerce 0 Down Merchant Accounts
Free AuthNet Merchant Credit Card E-Commerce Exchange Total Merchant Services AmeriMerchant Internet Media Solutions Paynet Systems Itransact Inc. Credit Card Commerce 0 Down Merchant Accounts
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Lowest Startup Price Free AuthNet
Buy Merchant Credit Card
Free Quote
E-Commerce Exchange
 
Total Merchant Services
 
Buy AmeriMerchant
Free Quote
Buy Internet Media Solutions
Free Quote
Paynet Systems
 
Buy Itransact Inc.
Free Quote
Buy Credit Card Commerce
Free Quote
Buy 0 Down Merchant Accounts
Free Quote
 
Overall Rating Very Good Very Good Very Good Very Good Very Good Very Good Very Good Very Good Good Good
Ratings
Average Approval Rating Excellent Excellent Very Good Excellent Excellent Excellent Very Good Excellent Excellent Excellent
Cost Per Month* Very Good Very Good Very Good Very Good Very Good Excellent Very Good Very Good Good Very Good
Startup Cost Excellent Good Very Good Excellent Very Good Good Excellent Poor Good Very Good
Account Setup Time Excellent Excellent Excellent Very Good Good Excellent Good Excellent Good Very Good
Customer Service Excellent Excellent Excellent Excellent Excellent Excellent Excellent Very Good Excellent Excellent
Internet Based Features Very Good Very Good Excellent Very Good Fair Very Good Very Good Excellent Excellent Fair
P.O.S./Swiper Based Fair Fair Excellent Very Good Good Fair Excellent Excellent Excellent Fair
View Specifications Go! Go! Go! Go! Go! Go! Go! Go! Go! Go!
View Screenshots View Free AuthNet screenshots   View E-Commerce Exchange screenshots        
Application Process
Digital Application           
Average Approval Rating 99% 98% 95%        
Account Setup Time (days) Check Mark 2 5 4       
Required Monthly Fees
Gateway Fee $9.95 $15.00 $15.00 $10.00 $25.00 $15.00     
Statement Fee $5.00 $9.00 $10.00 $10.00 $10.00 $10.00     
Monthly Minimum $15.00 $20.00 $20.00 $25.00 $25.00 $25.00     
Transaction Fees
Average Discount Rate (internet) 2.09% 2.35% 2.27% 2.25% 2.30% 2.36%     
Average Discount Rate (retail) 1.59% 1.59% 1.69% 1.69%       
Transaction Fee (internet) $0.23 $0.30 $0.27 $0.20 $0.31 $0.30     
Transaction Fee (retail) $0.23 $0.20 $0.27 $0.20       
Address Verification Fee $0.05 $0.00 $0.10 $0.00 $0.05 $0.00     
Features
Virtual Terminal Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark     
Payment Gateway Auth Auth Auth Check Mark Auth      
Merchant Account Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark     
P.O.S. Credit Card Swiper Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark     
Clear the Account (Days) 3 2 3 2 2 2     
Offers eCheck Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark     
Shopping Cart Available Check Mark Check Mark Check Mark    Check Mark     
Recurring Billing Check Mark Check Mark Check Mark Check Mark   Check Mark     
Fraud Protection
Address Verification Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark     
Real Time Processing Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark     
SSL (Secure Socket Layer) Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark     
CVV2 (Three Digits) Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark     
Accepted Credit Cards
Visa Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark     
Master Card Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark     
American Express Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark     
Discover Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark     
Debit Check Mark Check Mark Check Mark Check Mark       
Help/Support
Support Hours 24/7 24/7 24/7 24/7 24/7 24/7     
Toll-Free Phone Number Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark     
eMail Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark     
FAX Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark     
Live Chat (Online) Check Mark          
 
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Lowest Startup Price Free AuthNet
Buy Merchant Credit Card
Free Quote
E-Commerce Exchange
 
Total Merchant Services
 
Buy AmeriMerchant
Free Quote
Buy Internet Media Solutions
Free Quote
Paynet Systems
 
Buy Itransact Inc.
Free Quote
Buy Credit Card Commerce
Free Quote
Buy 0 Down Merchant Accounts
Free Quote
* Cost per month is based on a formula that we at Credit Card Processing Review used for comparison purposes. Your company's results may vary according to actual usage.
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