iTransact Inc. is a good credit card processing service, but they have a high discount rate and startup fee. Their other fees are quite low.
If bad credit is not an issue, then iTransact Inc. can set up your merchant account with no problem.
iTransact Inc. has a typical monthly cost, including a $19.95 monthly payment gateway fee, a $10.00 statement fee and a $25.00 monthly minimum. The 2.34% discount rate and $0.30 transaction fee are higher than those of competitors, though. The $25.00 charge back fee is typical, but the address verification fee, only $0.05, and the free voice authorization fee are both unusually low.
Startup costs $295.00-more than double the startup costs of other products we reviewed.
Your account will be set up within 2-3 days of applying.
When we tried to contact iTransact Inc. we couldn't get though. The company does not offer a toll-free number, making contact inconvenient. We were successful in contacting the company through email, however. Also, iTransact Inc. only has technical support from 8:00 A.M. to 5:00 P.M., Mountain Time.
iTransact Inc. offers a merchant account, a virtual terminal, a demonstration of their software and a payment gateway through Authorize.net services.
iTransact Inc. doesn't offer any type of Point-of-Sale terminal for your retail business, this is strictly an online service.
iTransact Inc. is a good credit card processing service, but others are better.
Manufacturer: Not Available
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0 Down Merchant Accounts, AmeriMerchant, CardService International, Charge.com, Credit Card Commerce, E-Commerce Exchange, Electronic Transfer Inc., FreeAuthNet.com, Internet Media Solutions, Itransact Inc., Merchant Accounts Express, Merchant Credit Card, Merchant Warehouse, Paynet Systems, Total Merchant Services, U.S. Merchant Systems, have all been reviewed with the latest versions of Credit Card Processing.
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