Merchant Accounts Express Reviewer's Comments

Our "TopTenREVIEWS Bronze Award", Merchant Accounts Express is an excellent credit card processing service. Merchant Accounts Express charges a one-time startup fee of $39.00 but their discount rate is one of the lowest for an Internet-based business. They also have one of the lowest monthly fees for a credit card processing company.

Average Approval Rating:  

Merchant Account Express offers a 98% approval rating of all their merchant account applicants, so your chances of being rejected are slim.

Cost Per Month*:  

Merchant Accounts Express has one of the lowest monthly costs, depending on the amount of business you do and the number of charge backs you have. The charges include a $14.95 monthly payment gateway fee, $9.95 Statement fee, and a $25.00 monthly minimum. Their discount rate is 2.33% discount rate with a $0.25 per-transaction fee. Besides the regular monthly fees, Merchant Accounts Express charges a $25.00 charge back fee, and a $0.05 address verification fee.

Startup Cost:  

The startup cost for Merchant Accounts Express is $39.00, which is reasonable.

Account Setup Time:  

Merchant Accounts Express will take about 3 days to set up your account. Merchant Accounts Express is an ISO (Independent Service Organization).

Customer Service:  

We weren't able to reach a sales representative the first time we contacted Merchant Accounts Express. Once we left a message and sent an email, however, we received a prompt response. The sales representative answered all of our questions.

Internet Based Features:  

Merchant Accounts Express provides a merchant account, with the Authorize.net payment gateway and a virtual terminal. Along with a free demo and a shopping cart.

P.O.S./Swiper Based:  

Merchant Accounts Express offers a selection between ten different P.O.S. (Point-of-Sale) models for credit card processing at your physical business locations.

Summary:  

With the 98% approval rating, quick application processing and low fees, Merchant Accounts Express is the one of the finest "One Stop" credit card processing services in the marketplace.