Merchant Warehouse is an excellent credit card processing company with a reputation for quality customer service. Merchant Warehouse offers customers several inexpensive startup options and a very competitive discount rate for an Internet-based business. If you are looking for dependable credit card processing company with a stellar reputation, our TopTenREVIEWS Silver Award winner, Merchant Warehouse is a partner well worth considering for your credit card processing.
Merchant Warehouse has a 99% approval rating of all their applicants—the highest approval rating in the industry. Merchant Warehouse does not charge an application fee and promises to contact you within one business day about your application status.
Merchant Warehouse charges some of the lowest monthly costs in the credit card processing industry. The fees include a $7.95 statement fee, a $25.00 monthly minimum (usually only required for new accounts,) a 2.19% discount rate and a $0.21 per-transaction fee. In addition to the regular fees, Merchant Warehouse has a $25.00 charge back fee, a $0.65 voice authorization fee and a $0.05 address verification fee.
A $10.00 monthly payment gateway fee is applied for online businesses.
Merchant Warehouse does not charge a start up fee or application fee. contracts are month to month and there are no cancellation fees.
The average time for Merchant Warehouse to approve and establish a merchant account is 24 hours. Your overall approval time is dependent on a number of factors including credit history and previous experience. The longest it takes for Merchant Warehouse to approve an application is 48 hours.
When we contacted Merchant Warehouse we were instantly connected with a sales representative, not an answering service. The representative answered all of our questions.
Merchant Warehouse offers a variety of choices with different gateways, including Authorize.net, LinkPoint, VeriSign Payflow link, VeriSign Payflow Pro, and the MerchantWARE Virtual Terminal.
Merchant Warehouse offers several different models of point-of-sale terminals for retail based business including simple swipers, pin pad terminals and wireless terminals.
With Merchant Warehouse's 99% approval rating, wide variety of services and low application fee, Merchant Warehouse is an excellent credit card processing service.
