National Bankcard, winner of the TopTenREVIEWS Bronze Award, has built a good reputation for itself through providing advanced credit card processing solutions and through its award-winning customer service. As a company, National Bankcard focuses on creating long-term customer relationship models. This is evident in their approach to credit card processing. Unlike most other services, National Bankcard doesn't make you sign a two-year contract. There is no contract, which keeps both the customer and National Bankcard working hard for each other's services and benefits. National Bankcard is an outstanding credit card processing service provider for many reasons. Low rates, high security, a wide selection of equipment and great online features are only some of them.
With a 99% approval rating, National Bankcard is at the top of the credit card processing game. This means that virtually all applications are accepted. This reflects National Bankcard's determination to create strong customer relationships. After all, every relationship has to start somewhere, and National Bankcard tries its best to begin as many relationships as it can. If you're looking for a credit card processing service provider, there is a 99% chance that National Bankcard would accept your application. In other words, National Bankcard is ready to work with you.
Although there are cheaper credit card processing services out there, they aren't much cheaper. National Bankcard is among the cheapest service providers available. A monthly payment gateway fee of $7.95 and a statement fee of $7.95 are proof of that. Also, for internet activity, National Bankcard charges a $0.21 transaction fee and has a 1.99% discount rate. For point of sale activity, National Bankcard charges a $0.19 transaction fee and has a 0.38% - 1.58% discount rate. These low rates and monthly charges make National Bankcard one of the cheapest credit card processing service providers.
One of the big questions to ask yourself when searching for a credit card processing service is how much it will cost you to get things running. Some credit card processors require start-up fees and others don't. In an effort to make starting new relationships with customers easier, National Bankcard doesn't require much to get started. There are no start-up costs to speak of. National Bankcard even offers merchants a free credit card terminal. Some other processing services offer something similar, but they also have cancelation fees. National Bankcard goes above and beyond in establishing new relationships with merchants. They are the only credit card processing service to offer a free credit card terminal and no cancellation fees. With such small start-up costs, you can focus your time, attention and money on more important things, such as helping out your customers.
National Bankcard has a digital, paperless application process. They also handle most of the application process in-house. This speeds things up considerably. National Bankcard can get your account set up on the same day that you apply. There are few credit card processing services that can compare with such speed. When you need someone to handle your credit card processing needs, it is important that they can get you ready and running quickly. In the world of retail, time is money and National Bankcard understands this. They will get your account set up and ready to go as soon as humanly possible.
The customer service at National Bankcard is superb. If you need to contact them, you can do so with a toll-free number or through email. The support staff is available 24/7 and is trained to help you through any trouble with chargebacks, terminal procedures and software errors, among other things. National Bankcard wants to support its customers as best it can in order to maintain a strong relationship. The best way to do this is through responsive, helpful and quick customer support. If there is an issue with any part of your service, National Bankcard's support staff will do their best to help you resolve it. It is certainly comforting to know that the company which handles your credit card needs cares about your opinion and is willing to go the extra mile in resolving issues.
There are several web-based services provided by National Bankcard. A virtual terminal, payment gateway and shopping cart are just a few examples. Perhaps the most exciting online feature available to customers is ability to access your account anytime. Through their online reporting website, iAccess, you can see your account balance, sales volume and any charges that you may have incurred. This is a very handy feature, as you can stay up-to-date on your financial status in regard to credit card processing. Knowledge is power and National Bankcard gives you the knowledge necessary to control your business.
National Bankcard has over 30 different credit card terminals to choose from. The prices range from $75.00 for the most basic model to $750.00 for a terminal that can do anything except drive your kids to school. National Bankcard has wireless terminals that avoid messy, ugly cords. Wireless credit card terminals allow you to move around with the terminal itself. Being able to carry the terminal in your hand makes it very portable. This is important for merchants who are often on the move.
It also offers the ultimate credit card processing mobility: smart phone credit card processing equipment. National bankcard offers this through the ROAMpay credit card swiper. The nifty ROAMpay swiper plugs into the audio port of a mobile phone. The best part is that the ROAMpay is compatible with a lengthy list of smart phones. With so many options to choose from, it's almost guaranteed you'll find a credit card terminal that is perfect for your business.
National Bankcard places a very high priority on customer relationships and customer satisfaction. For this reason, they have seen success and have become a leading provider of payment processing services in the United States. Low rates and a high approval rating help National Bankcard be a strong contender in the tough market of credit card processing services. With an outstanding equipment selection, excellent customer service and one of the largest chargeback and fraud departments in the industry, National Bankcard is a great credit card processing service provider to begin a relationship with.
Pros
This service has a high approval rating, large chargeback and fraud department and offers a free credit card terminal with no cancellation fees..
Cons
This service is limited to the United States.
National Bankcard's excellent security measures, versatility and customer service make it one of the best credit card processing services.