Total Merchant Services Reviewer's Comments

Total Merchant Services is a good one stop credit card processing service. They offer average monthly prices and, once the account is set up, it only takes 2 days to receive money from your customers. However, if low startup costs are important to you, consider a different service.


Average Approval Rating:  

With Total Merchant Services, getting approved is no problem. They have an excellent approval rating for new merchant accounts. Total merchant services will approve 100% of merchant accounts that meet the following standards:

*This means that the customer receives the product or service within 30 days of the credit card charge.


Cost Per Month*:  

Total Merchant Services has among the lowest monthly costs, including a $10.00 statement fee and an $18.00 monthly minimum. The 2.40% discount rate has a $0.35 transaction fee. Charge back fees are affordable too, at $15.00 each.


Startup Cost:  

The $245.00 startup cost for Total Merchant Services is pricy compared to other services we reviewed.


Account Setup Time:  

Total Merchant Services processes your application within 4 days, and it takes 2 additional days for you to begin receiving your money.


Customer Service:  

We did not get through the first couple of times we tried to contact Total Merchant Services. When we did, we received answers to most of our questions.


Internet Based Features:  

Total Merchant Services offer a choice between the Authorize.net and Advanced Merchant Services for your payment gateway.


P.O.S./Swiper Based:  

Total Merchant Services offers 4 different models of Point-of-Sale terminals for your retail store business-a fair choice.


Summary:  

Overall, Total Merchant Services is a good credit card processing service with everything you need to get started.


Total Merchant Services

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Total Merchant Services

Total Merchant Services

Manufacturer: Not Available

Rankings:
Rating Breakdown:
Average Approval Rating
Cost Per Month*
Startup Cost
Account Setup Time
Customer Service
Internet Based Features
P.O.S./Swiper Based
Overall Rating:
Total Merchant Services
$245.00
Best Pricing:
Per Transaction Fee: $0.35
Ave Approval Rating: NA
Discount Rate: 2.40%
A complete list of features and side-by-side comparisons are available on the Credit Card Processing Review  HomePage.

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0 Down Merchant AccountsAmeriMerchantCardService InternationalCharge.comCredit Card CommerceE-Commerce ExchangeElectronic Transfer Inc.FreeAuthNet.comInternet Media SolutionsItransact Inc.Merchant Accounts ExpressMerchant Credit CardMerchant WarehousePaynet SystemsTotal Merchant ServicesU.S. Merchant Systems,  have all been reviewed with the latest versions of Credit Card Processing.

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