U.S. Merchant Systems Reviewer's Comments

U.S. Merchant Systems is an average credit card processing company. Its below-average approval rating and expensive startup costs are balanced by its excellent customer service and brief account setup period.


Average Approval Rating:  

U.S. Merchant Systems approves 97% of its merchant account applicants, which is a below-average approval rating. U.S. Merchant Systems does not charge an application fee.


Cost Per Month*:  

U.S. Merchant Systems has one of the highest monthly rates compared to other credit card processing companies. There is an additional $10.00 monthly payment gateway fee and a $10.00 statement fee. The 2.50% discount rate has a $0.30 per-transaction fee. In addition to the regular monthly fees, there is a $25.00 charge-back fee, a $1.50 voice authorization fee, and a $.05 address-verification fee.


Startup Cost:  

To register for U.S. Merchant Systems, you must pay a $199.00 startup fee. This is one of the most expensive startup costs of the services we reviewed.


Account Setup Time:  

U.S. Merchant Systems requires only 2 days to setup your account and 2 additional days to receive the money from your transactions.


Customer Service:  

U.S. Merchant Systems delivers excellent customer service. Upon contacting the company, we were immediately connected to a helpful, knowledgeable sales representative. We were not required to interact with an answering machine.


Internet Based Features:  

U.S. Merchant Systems offers a merchant account, a virtual terminal and a payment gateway through Authorize.Net and ChargeNet gateways.


P.O.S./Swiper Based:  

U.S. Merchant Systems offers only one point-of-sale terminal, a below-average selection.


Summary:  

U.S. Merchant Systems is an average credit card processing service. Its high discount rate, steep transaction rate and low approval rating compound to give U.S. Merchant Systems a ranking among the lowest on our site for credit card processing companies.


U.S. Merchant Systems

Software Reviews Electronics Reviews Web Services Reviews Movie Reviews Music Reviews Game Reviews Shop and Compare Rebates
 
Credit Card Processing Review - A Review of the top Credit Card Processing products
U.S. Merchant Systems

U.S. Merchant Systems

Manufacturer: Not Available

Rankings:
Rating Breakdown:
Average Approval Rating
Cost Per Month*
Startup Cost
Account Setup Time
Customer Service
Internet Based Features
P.O.S./Swiper Based
Overall Rating:
U.S. Merchant Systems
$199.00
Best Pricing:
Per Transaction Fee: $0.30
Ave Approval Rating: 97%
Discount Rate: 2.50%
A complete list of features and side-by-side comparisons are available on the Credit Card Processing Review  HomePage.

©2008 TopTenREVIEWS, Inc.

Was this review helpful?




Please share your comments / suggestions with us
To verify please type the following:

0 Down Merchant AccountsAmeriMerchantCardService InternationalCharge.comCredit Card CommerceE-Commerce ExchangeElectronic Transfer Inc.FreeAuthNet.comInternet Media SolutionsItransact Inc.Merchant Accounts ExpressMerchant Credit CardMerchant WarehousePaynet SystemsTotal Merchant ServicesU.S. Merchant Systems,  have all been reviewed with the latest versions of Credit Card Processing.

A side-by-side Credit Card Processing comparison is available on the Homepage.

Looking for reviews on other Services categories or products? Visit www.toptenreviews.com