USBSwiper Review

USBSwiper is a credit card processing service that allows you to take payments from credit and debit cards using a device that connects to your laptop or desktop computer via a simple USB connection. This low-cost point-of-sale processing system provides a good alternative to the more expensive services out there, with the added benefit of easy-to-use merchant accounts. Here's a rundown of USBSwiper.

A card swiper means you don't have to input credit card info manually; a quick swipe is all you need. This makes transaction time much faster, allowing you to gain higher sales volume. USBSwiper's mobility also allows you to take your point-of-sale system on the go, which widens your market and gives you more freedom. This service is ideal for direct-sales representatives, traveling salespersons or businesses that participate in craft or art fairs.

As a service with some of the lowest transaction fees, the low-cost merchant account plans are the main benefit to using USBSwiper. A simple, two-structure pricing and rate scheme makes USBSwiper easy to navigate in the early stages. First, USBSwiper offers a flat-rate pricing structure from PayPal, so you can know exactly how much each transaction is going to cost you. Using PayPal has the added benefit of immediate fund capture, rather than the three- to five-day waiting period required for some merchant accounts. The alternative, from Interchange Plus, offers a set of variable-rate merchant accounts for those who want more choices.

USBSwiper accepts all major credit cards (including American Express, although its cards require a slightly higher transaction fee). USBSwiper receipts are sent via email to your customers, so there is no worry about refilling register paper or maintaining a printer (although USBSwiper does support printing devices). Card swiping is easy, and installation is a breeze. USBSwiper also offers the ability to export information to Excel, so you can keep track of inventory or manage your finances via Quicken and QuickBooks. With USBSwiper's bar-code-scanning capability, you can expedite transaction times. Lastly, you can set up multiple point-of-sale terminals that all feed into one merchant account, even from different locations. This makes accounting much easier, and widens the range of your market reach.

USBSwiper requires no long-term contract, and there are no cancellation fees if you decide to quit. This is important for flexible businesses that might benefit from more freedom to shift strategies. In the unfortunate event that a business fails, there are no contract fees and cancellation penalties to worry about. Plus, during business downtime, USBSwiper users can turn off the monthly gateway fee.

USBSwiper provides a number of benefits for small- to medium-sized businesses. With limited contract obligations and a range of choices, it's one of the best credit card processing services out there. Installation and set up is easy, and the ability to use PayPal is a definite plus. Check out our other credit card processing software reviews to see what we've picked as our TopTenREVIEWS award winners.

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